There is a great need for affordable housing throughout Africa and a desperate shortage of supply. In order to address this need Clifton Africa focusses not only on the cost of construction, but the cost of funding and, importantly, the cost of purchasing. This means accessing low-interest finance and innovative lending products for all purchasers.
Clifton Africa has well-established relationships with a wide range of funding sources including banks, specialist funds and family offices. We also deal with export credit agencies across Europe, including UK Export Finance in London, who underwrite financial deals and can provide favourable repayment terms.
We have worked with the Army and other institutions in Ghana and elsewhere to develop mortgage products which are tailored to their employees ability to pay as their careers progress, making home ownership available to everyone.